> For the complete documentation index, see [llms.txt](https://bitcredit.gitbook.io/bitcredit-protocol/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://bitcredit.gitbook.io/bitcredit-protocol/who-its-for.md).

# Who It’s For

#### Businesses <a href="#businesses" id="businesses"></a>

Bitcredit is initially best suited for SMEs in soft commodity supply chains (coffee, cacao, grains, cotton, timber, wine) where margins are depressed, banking access is constrained, and the trade finance gap is most acute. Businesses can:

* Finance operations without banks
* Access global liquidity through eBill issuance
* Benefit from uncensorable, final Bitcoin settlement

#### Individuals <a href="#individuals" id="individuals"></a>

* Spend Bitcoin-linked credit like money
* Use stable-value wallet features
* Bypass fiat onboarding friction

#### Mint Operators <a href="#mint-operators" id="mint-operators"></a>

* Launch non-custodial minting services
* Generate profit from e-bill processing
* Build trusted mint brands in the ecosystem