> For the complete documentation index, see [llms.txt](https://bitcredit.gitbook.io/bitcredit-protocol/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://bitcredit.gitbook.io/bitcredit-protocol/business-models.md).

# Business Models

#### Credit Mints <a href="#credit-mints" id="credit-mints"></a>

Wildcat revenue comes from four sources:

* **Access & facility fees**: charged for onboarding businesses to the network
* **Customer-driven minting fees**: deducted when eBills are split into eCash (typically 4–5% per annum equivalent)
* **Market-driven re-minting fees**: applied when liquidity moves between mints
* **Transaction fees**: a nominal fee to prevent abuse of mint capacity

Wildcats also perform risk checks, manage redemptions, and maintain backing.

#### Bitcredit DAO <a href="#bitcredit-dao" id="bitcredit-dao"></a>

A decentralized organisation that:

* Manages protocol development
* Decides network policy
* Distributes $e-IOU to contributors
* Remains independent from all Wildcats